Is your retirement ready to S.A.I.L?
Focused on You.
Grounded in Strategy.
Built for What’s Next.
We help successful families reduce risk, minimize taxes, protect income, and retire with confidence — using a personalized process we call S.A.I.L.
The Compass
Your Direction, your destination
Most retirees are sailing blind — unsure where they're headed or how to get there. The Compass is our deep discovery process. We help you clarify your goals, understand your financial landscape, and determine exactly where you’re going — before we move a single dollar.
The Anchor
Protect what you've built
Your retirement plan shouldn’t drift with the market. The Anchor is our tax and income protection strategy — built to steady your financial future. We use proven tactics like Roth conversions, IRMAA avoidance, and RMD smoothing to keep your plan from capsizing.
The SAIL
Your retirement plan, simplified
Once your direction is clear and your anchor is secure, we implement your complete S.A.I.L. strategy — a step-by-step framework that makes sure nothing gets missed.
Get the book!
Golden Rules To Retire By
by eric g. edwards
The real reason the 4% rule could fail you
Learn how sequence of returns and inflation quietly sabotage static withdrawal plans.
The two bucket rule
The Two-Bucket Rule: A safer way to draw retirement income
Balance growth and liquidity with a dynamic income strategy.
The Rule of 100
How the rule of 100 can help you map out a blueprint for your retirement years.
Why hitting a “magic number” isn’t the key to retiring well
Your net worth means nothing if your income isn’t sustainable and tax-smart.
Why buy-and-hold is dead for retirees
Volatility isn’t your friend anymore—especially when you need consistent income.
What exactly does S.A.I.L mean?
S.A.I.L. is more than a catchy acronym — it’s the foundation of every plan we build.
Most retirees think retirement is about hitting a number. But the truth is:
Retirement is about staying financially steady through decades of economic change, tax law shifts, and unexpected life events.
Our S.A.I.L. Process ensures your plan isn’t just designed to survive — but to thrive.
Breakdown:
S — Secure
“Protect what you can’t afford to lose.”
We help you allocate your assets in a way that aligns with your goals, timeline, and risk tolerance.
This means:
Stress-testing your portfolio for volatility
Reducing unnecessary risk near retirement
Incorporating stable, income-producing assets
A — Anchor
“Your tax-smart foundation.”
Taxes are the #1 silent killer of retirement income.
We use powerful tools like Roth conversions, RMD smoothing, and IRMAA reduction strategies to help:
Minimize taxes now and later
Avoid the widow’s tax penalty
Eliminate Medicare surcharges and bracket creep
This isn’t tax prep. This is tax strategy — and it’s often worth six figures.
I — Income
“Income is the outcome.”
A retirement plan without a year-by-year income strategy is like sailing without a map.
We help you:
Strategically time Social Security
Layer income sources to reduce volatility
Build a withdrawal plan that balances growth, liquidity, and confidence
L — Legacy
“Leave more than money.”
We’ll help you structure your assets to pass on wealth intentionally — with clarity and tax-efficiency.
Ensure beneficiaries are protected
Avoid probate surprises
Transfer wealth in a way that honors your values
Want to see how S.A.I.L. applies to your situation?
Start with a free strategy call — and let’s map out your journey.
----------- Testimonials ------------
Happy Clients
"Eric mapped my retirement income out to be exactly what I told him I wanted. The best part is it happened like he said it would."
Carl Twilley
Current Client
NOT A PAID ENDOREMENT
"The team at SurePath are always there for me.
I have called at odd hours and even on weekends.
Eric even took my call on a Sunday at 10 PM."
Steve Ogden
Current Client
NOT A PAID ENDOREMENT
"My wife and I love the team at SurePath.
I now have peace of mind and enough retirement income
to sleep well at night."
Michael Stoddard
Current Client
NOT A PAID ENDOREMENT
WE PROUDLY CUSTODY AT CHARLES SCHWAB:
Why We Custody with Charles Schwab
At SurePath, we believe retirement should feel secure, simple, and stress-free. That’s why we proudly custody your assets with Charles Schwab, one of the most trusted names in finance.
Strength & Security
Schwab safeguards more than $8 trillion in client assets, serving over 34 million accounts nationwide.
Your assets remain in your name, protected by SIPC coverage.
Independence & Transparency
All statements, trade confirmations, and tax documents come directly from Schwab — not just from us.
This ensures complete clarity, transparency, and peace of mind.
Access & Technology
24/7 online and mobile access to your accounts.
State-of-the-art digital tools designed to keep you in control at every stage of retirement.
Our Commitment
By partnering with Schwab, SurePath aligns your retirement plan with a custodian whose sole mission is to keep your assets safe and accessible. Together, we help ensure that your Golden Rules to Retire By are not only written — but lived.
OUR INVESTMENT SOLUTIONS INCLUDE:
Office:
6160 Warren Parkway Ste 100
Frisco, TX 75034
Call
972-878-8821
Email:
Site:
www.surepathwm.com
SurePath Wealth Management, LLC (“SurePath”) is a Registered Investment Adviser (RIA) based in the state of TEXAS. Registration with the SEC or any state securities authority does not imply a certain level of skill or training.The information provided on this website is for informational and educational purposes only and is not intended as investment, tax, legal, or accounting advice. You should consult your own advisors before making any financial decisions.All investment strategies involve risk, including the potential loss of principal. Past performance is not indicative of future results.SurePath provides personalized investment advisory services only after entering into a written agreement and receiving all required documentation from a prospective client.Any mention of third-party platforms, partnerships (including Bison), or tools does not constitute an endorsement or guarantee by SurePath. Clients should review all associated disclosures and terms independently.